Super Guarantee mistakes are expensive. Pay late — even by a day — or miss a contractor who counts as an employee for super, and you can be hit with the Super Guarantee Charge, which is not tax-deductible. We check the common failure points.
Book this scan →$129 · general information only · we confirm by email
What this scan finds
Whether you're paying at the current Super Guarantee rate
Quarterly due dates and any late payments that expose you to the SGC
Contractors who are “employees” for super under s12(3) and may be owed super
Whether super is calculated on the right earnings base (ordinary time earnings)
Your SGC exposure if a problem is found, and how to get on the front foot
Who it's for
Any employer — especially those using contractors on ABNs, or paying super through a clearing house close to the quarterly due date.
What you get
A report on your SG rate, payment timing, contractor exposure and OTE base, with the items to raise with your accountant or bookkeeper before a problem compounds.
How it works
1 · Order
Book this scan and tell us a little about your business. No payment is taken upfront.
2 · We dig
We run the scan against current ATO and regulator rules, verifying any volatile figures live.
3 · Your report
You get a clear, client-ready report with the items to raise with your tax agent or accountant.
Questions
What is the Super Guarantee Charge (SGC)?
If you pay super late or short, you may have to lodge an SGC statement and pay the charge — which includes the shortfall, interest and an administration fee, and is not tax-deductible. It's significantly more expensive than paying on time.
Do contractors get super?
Sometimes. A contractor paid wholly or principally for their labour can be a “deemed employee” for super under s12(3) of the SGAA, even with an ABN and a contract. We flag where that risk sits.
What's the current SG rate?
The rate is set by legislation and has been stepping up over recent years. We verify the current rate against the ATO before advising rather than quoting from memory.